Rental Car Collision in Toronto and liability?

I rented a car and hit another car, when I was changing lane. It was all my fault. There are some scratches on his passenger side two doors. It was a 2000 Saturn



My questions are:

1. Does the rental company have the liability insurance to cover the damage done to the other person's car.

(The rental company told me they only pay peronal injury or public property damage, not vehicle)

2. Normally how much does the repair cost?



Thanks

Rental Car Collision in Toronto and liability?
The rental company ask you if you want you insurance or you want to use your own, if you did not get the rental companies insurance then your own insurance should cover it. My insurance company insures any Vehicle I drive even if it's someone else. Rental Car Collision in Toronto and liability?
if you paid for insurance on the vehicle it covers everything and as a matter of fact in Toronto Canada every vehicle rented or personal should be insured as to protect the public so either way the rental company has to pay the damages to the other vehicle through the other insurance.

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